How Much Does Pregnancy Test (Blood hCG) Cost?
A blood hCG pregnancy test measures the level of human chorionic gonadotropin hormone in the blood. It can detect pregnancy earlier than urine tests and can also measure the exact amount of hCG, which is useful for monitoring early pregnancy development.
Without Insurance
$50
With Insurance
$10
Medicare
$8
National Average
$23
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $36 | $7 | $6 |
| Arkansas | $38 | $8 | $6 |
| West Virginia | $38 | $8 | $6 |
| Alabama | $39 | $8 | $6 |
| Oklahoma | $39 | $8 | $6 |
| Kentucky | $42 | $8 | $7 |
| Louisiana | $43 | $9 | $7 |
| Iowa | $44 | $9 | $7 |
| Kansas | $44 | $9 | $7 |
| New Mexico | $44 | $9 | $7 |
| North Dakota | $44 | $9 | $7 |
| South Carolina | $44 | $9 | $7 |
| South Dakota | $44 | $9 | $7 |
| Idaho | $45 | $9 | $7 |
| Nebraska | $45 | $9 | $7 |
| Tennessee | $45 | $9 | $7 |
| Indiana | $46 | $9 | $7 |
| Missouri | $46 | $9 | $7 |
| Utah | $46 | $9 | $7 |
| Wyoming | $46 | $9 | $7 |
| Georgia | $47 | $9 | $8 |
| North Carolina | $47 | $9 | $8 |
| Michigan | $48 | $10 | $8 |
| Montana | $48 | $10 | $8 |
| Arizona | $49 | $10 | $8 |
| Ohio | $49 | $10 | $8 |
| Wisconsin | $49 | $10 | $8 |
| Florida | $50 | $10 | $8 |
| Maine | $50 | $10 | $8 |
| Minnesota | $50 | $10 | $8 |
| Texas | $50 | $10 | $8 |
| Delaware | $52 | $10 | $8 |
| Illinois | $52 | $10 | $8 |
| Nevada | $52 | $10 | $8 |
| Pennsylvania | $52 | $10 | $8 |
| Vermont | $52 | $10 | $8 |
| Virginia | $52 | $10 | $8 |
| Colorado | $53 | $11 | $8 |
| New Hampshire | $53 | $11 | $8 |
| Oregon | $53 | $11 | $8 |
| Maryland | $55 | $11 | $9 |
| Rhode Island | $56 | $11 | $9 |
| Washington | $56 | $11 | $9 |
| Connecticut | $60 | $12 | $10 |
| New Jersey | $60 | $12 | $10 |
| California | $66 | $13 | $10 |
| Massachusetts | $66 | $13 | $11 |
| Alaska | $68 | $14 | $11 |
| New York | $68 | $14 | $11 |
| Hawaii | $69 | $14 | $11 |
Frequently Asked Questions
How much does pregnancy test (blood hcg) cost without insurance?
The average cost of pregnancy test (blood hcg) without insurance in the United States is $50. Costs vary significantly by state.
Does insurance cover pregnancy test (blood hcg)?
Most health insurance plans cover pregnancy test (blood hcg) when medically necessary. With insurance, the average out-of-pocket cost is $10.
Does Medicare cover pregnancy test (blood hcg)?
Medicare Part B typically covers pregnancy test (blood hcg) when ordered by a doctor. The average Medicare-approved amount is $8.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.