How Much Does STD Test Panel (Full) Cost?
A full STD test panel screens for multiple sexually transmitted diseases including chlamydia, gonorrhea, syphilis, HIV, hepatitis B and C, and herpes. It typically involves blood draws and urine samples to provide comprehensive screening results.
Without Insurance
$300
With Insurance
$50
Medicare
$40
National Average
$130
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $219 | $36 | $29 |
| Arkansas | $225 | $38 | $30 |
| West Virginia | $225 | $38 | $30 |
| Alabama | $234 | $39 | $31 |
| Oklahoma | $234 | $39 | $31 |
| Kentucky | $255 | $42 | $34 |
| Louisiana | $258 | $43 | $34 |
| Iowa | $264 | $44 | $35 |
| New Mexico | $264 | $44 | $35 |
| South Carolina | $264 | $44 | $35 |
| South Dakota | $264 | $44 | $35 |
| Kansas | $267 | $44 | $36 |
| North Dakota | $267 | $44 | $36 |
| Idaho | $270 | $45 | $36 |
| Nebraska | $270 | $45 | $36 |
| Tennessee | $270 | $45 | $36 |
| Indiana | $279 | $46 | $37 |
| Missouri | $279 | $46 | $37 |
| Utah | $279 | $46 | $37 |
| Wyoming | $279 | $46 | $37 |
| Georgia | $282 | $47 | $38 |
| North Carolina | $282 | $47 | $38 |
| Michigan | $285 | $48 | $38 |
| Montana | $285 | $48 | $38 |
| Arizona | $294 | $49 | $39 |
| Ohio | $294 | $49 | $39 |
| Wisconsin | $294 | $49 | $39 |
| Maine | $297 | $50 | $40 |
| Texas | $297 | $50 | $40 |
| Florida | $303 | $50 | $40 |
| Minnesota | $303 | $50 | $40 |
| Illinois | $309 | $52 | $41 |
| Pennsylvania | $309 | $52 | $41 |
| Delaware | $312 | $52 | $42 |
| Nevada | $312 | $52 | $42 |
| Vermont | $312 | $52 | $42 |
| Virginia | $312 | $52 | $42 |
| Colorado | $318 | $53 | $42 |
| New Hampshire | $318 | $53 | $42 |
| Oregon | $318 | $53 | $42 |
| Maryland | $330 | $55 | $44 |
| Rhode Island | $333 | $56 | $44 |
| Washington | $333 | $56 | $44 |
| Connecticut | $360 | $60 | $48 |
| New Jersey | $360 | $60 | $48 |
| California | $393 | $66 | $52 |
| Massachusetts | $399 | $66 | $53 |
| Alaska | $405 | $68 | $54 |
| New York | $405 | $68 | $54 |
| Hawaii | $414 | $69 | $55 |
Frequently Asked Questions
How much does std test panel (full) cost without insurance?
The average cost of std test panel (full) without insurance in the United States is $300. Costs vary significantly by state.
Does insurance cover std test panel (full)?
Most health insurance plans cover std test panel (full) when medically necessary. With insurance, the average out-of-pocket cost is $50.
Does Medicare cover std test panel (full)?
Medicare Part B typically covers std test panel (full) when ordered by a doctor. The average Medicare-approved amount is $40.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.