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Vad Kostar Akutvårdsbesök?

An urgent care visit provides immediate medical attention for non-life-threatening conditions such as minor injuries, infections, allergic reactions, and flu symptoms. Urgent care centers offer extended hours and walk-in appointments as a more affordable alternative to emergency rooms.

Utan Försäkring

$200

Med Försäkring

$35

Medicare

$25

Nationellt Genomsnitt

$87

Elena Bellini By Elena Bellini, MPH, Health Policy & Management · Last reviewed 2026-04-21 · Sources: CMS Medicare Provider Utilization and Payment Data 2025 · Methodology · Editorial standards

Översikt

An urgent care visit covers evaluation and treatment of non-life-threatening medical problems at a walk-in clinic — ear infections, minor lacerations, sprains, rashes, UTIs, simple respiratory infections, and similar acute concerns. Most centers are open evenings and weekends, staff physicians or advanced practice providers, and are substantially cheaper than emergency departments for the same complaint. A typical visit runs 30 to 60 minutes end to end. The base visit charge is one evaluation-and-management (E&M) code, usually level 2-4, but many services — X-rays, lab tests (strep, flu, COVID, UA), splinting, laceration repair, IV fluids, nebulized albuterol, injections — are billed separately on top. Freestanding emergency departments that look like urgent care but bill at ER rates are a notable pricing trap; confirm the facility is a licensed urgent care, not a freestanding ED, before you check in.

Vad påverkar kostnaden

  • Visit complexity level: urgent care visits are billed at E&M levels 2-4; a quick recheck is cheaper than a full evaluation with significant workup.
  • On-site testing: rapid strep, flu, COVID, urinalysis, and pregnancy tests each add a separate CPT charge.
  • Imaging: an X-ray for a suspected fracture or chest imaging for pneumonia adds significant cost on top of the visit.
  • Procedures performed: laceration repair, splinting, IV fluids, injections, or nebulizer treatments each add CPT charges.
  • Facility type: licensed urgent care is cheaper than freestanding emergency departments that look similar but bill at ER rates.
  • In-network vs out-of-network: commercial plans often have distinct copays for in-network urgent care; out-of-network visits can cost much more.

Hur du Sparar

  • Verify the facility is a licensed urgent care, not a freestanding emergency department — the billing difference can be several-fold.
  • Use your insurer's urgent care finder to confirm in-network status and copay before you go.
  • Choose urgent care over the ER for non-emergent issues — the cost difference is dramatic.
  • Retail clinics (inside pharmacies) are cheaper than urgent care for the simplest issues (strep test, simple cold, UTI in uncomplicated women).
  • Telehealth urgent care is often the cheapest option for issues that don't require a physical exam.
  • Use your HSA or FSA to pay copays and coinsurance with pre-tax dollars.

Noteringar om försäkring och täckning

Commercial plans cover urgent care visits with a copay (often lower than ER copay) plus coinsurance after deductible for any ancillary services like imaging, labs, or procedures. Medicare Part B covers urgent care as an outpatient visit (20% coinsurance after deductible). The ACA requires urgent care as an essential health benefit. Telehealth urgent care is covered by most plans and Medicare. Freestanding emergency departments are billed under emergency-service rules regardless of the acuity of the visit — a major reason to confirm facility type in advance. HSA and FSA dollars can be used for cost-sharing.

Data sources for this page

Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:

  • CMS Medicare Provider Utilization and Payment Data 2025 — primary CMS reference used as the Medicare-rate anchor.
  • Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
  • Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
  • State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).

Last reviewed 2026-04-21. See editorial standards for our fact-checking process and correction policy.

Akutvårdsbesök cost by state — without insurance
Lower third Middle third Upper third National average ($200)
Hawaii $276 Alaska $270 New York $270 Massachusetts $266 California $262 Connecticut $240 New Jersey $240 Rhode Island $222 Washington $222 Maryland $220 Colorado $212 New Hampshire $212 Oregon $212 Delaware $208 Nevada $208 Vermont $208 Virginia $208 Illinois $206 Pennsylvania $206 Florida $202 Minnesota $202 Maine $198 Texas $198 Arizona $196 Ohio $196 Wisconsin $196 Michigan $190 Montana $190 Georgia $188 North Carolina $188 Indiana $186 Missouri $186 Utah $186 Wyoming $186 Idaho $180 Nebraska $180 Tennessee $180 Kansas $178 North Dakota $178 Iowa $176 New Mexico $176 South Carolina $176 South Dakota $176 Louisiana $172 Kentucky $170 Alabama $156 Oklahoma $156 Arkansas $150 West Virginia $150 Mississippi $146

Range: $146 to $276 · 50 states shown

Kostnad per Delstat

Delstat Utan Försäkring Med Försäkring Medicare
Mississippi $146 $26 $18
Arkansas $150 $26 $19
West Virginia $150 $26 $19
Alabama $156 $27 $20
Oklahoma $156 $27 $20
Kentucky $170 $30 $21
Louisiana $172 $30 $22
Iowa $176 $31 $22
New Mexico $176 $31 $22
South Carolina $176 $31 $22
South Dakota $176 $31 $22
Kansas $178 $31 $22
North Dakota $178 $31 $22
Idaho $180 $32 $22
Nebraska $180 $32 $22
Tennessee $180 $32 $22
Indiana $186 $33 $23
Missouri $186 $33 $23
Utah $186 $33 $23
Wyoming $186 $33 $23
Georgia $188 $33 $24
North Carolina $188 $33 $24
Michigan $190 $33 $24
Montana $190 $33 $24
Arizona $196 $34 $24
Ohio $196 $34 $24
Wisconsin $196 $34 $24
Maine $198 $35 $25
Texas $198 $35 $25
Florida $202 $35 $25
Minnesota $202 $35 $25
Illinois $206 $36 $26
Pennsylvania $206 $36 $26
Delaware $208 $36 $26
Nevada $208 $36 $26
Vermont $208 $36 $26
Virginia $208 $36 $26
Colorado $212 $37 $26
New Hampshire $212 $37 $26
Oregon $212 $37 $26
Maryland $220 $38 $28
Rhode Island $222 $39 $28
Washington $222 $39 $28
Connecticut $240 $42 $30
New Jersey $240 $42 $30
California $262 $46 $33
Massachusetts $266 $47 $33
Alaska $270 $47 $34
New York $270 $47 $34
Hawaii $276 $48 $34

Vanliga Frågor

Vad kostar akutvårdsbesök utan försäkring?

Genomsnittskostnaden för akutvårdsbesök utan försäkring i USA är $200. Kostnaderna varierar avsevärt per delstat.

Täcker försäkringen akutvårdsbesök?

De flesta sjukförsäkringsplaner täcker akutvårdsbesök när det är medicinskt nödvändigt. Med försäkring är den genomsnittliga egenavgiften $35.

Täcker Medicare akutvårdsbesök?

Medicare Del B täcker vanligtvis akutvårdsbesök vid läkarordination. Det genomsnittliga Medicare-godkända beloppet är $25.

Granskad av Elena Bellini · Senast granskad: 2026-04-21

Data från CMS Medicare Provider Utilization and Payment Data 2025. Senast uppdaterad: 2026-03-01. Denna information är endast i utbildningssyfte och utgör inte medicinsk rådgivning. Denna webbplats är endast avsedd för informationsändamål och utgör inte medicinsk rådgivning. Rådfråga alltid kvalificerad vårdpersonal.