试管婴儿（体外受精）费用是多少？

In vitro fertilization (IVF) is an assisted reproductive technology where eggs are retrieved, fertilized with sperm in a laboratory, and the resulting embryo is transferred to the uterus. Medicare does not cover IVF.

各州费用

州	无保险	有保险	Medicare
Mississippi	$10,950	$3,650	$0
Arkansas	$11,250	$3,750	$0
West Virginia	$11,250	$3,750	$0
Alabama	$11,700	$3,900	$0
Oklahoma	$11,700	$3,900	$0
Kentucky	$12,750	$4,250	$0
Louisiana	$12,900	$4,300	$0
Iowa	$13,200	$4,400	$0
New Mexico	$13,200	$4,400	$0
South Carolina	$13,200	$4,400	$0
South Dakota	$13,200	$4,400	$0
Kansas	$13,350	$4,450	$0
North Dakota	$13,350	$4,450	$0
Idaho	$13,500	$4,500	$0
Nebraska	$13,500	$4,500	$0
Tennessee	$13,500	$4,500	$0
Indiana	$13,950	$4,650	$0
Missouri	$13,950	$4,650	$0
Utah	$13,950	$4,650	$0
Wyoming	$13,950	$4,650	$0
Georgia	$14,100	$4,700	$0
North Carolina	$14,100	$4,700	$0
Michigan	$14,250	$4,750	$0
Montana	$14,250	$4,750	$0
Arizona	$14,700	$4,900	$0
Ohio	$14,700	$4,900	$0
Wisconsin	$14,700	$4,900	$0
Maine	$14,850	$4,950	$0
Texas	$14,850	$4,950	$0
Florida	$15,150	$5,050	$0
Minnesota	$15,150	$5,050	$0
Illinois	$15,450	$5,150	$0
Pennsylvania	$15,450	$5,150	$0
Delaware	$15,600	$5,200	$0
Nevada	$15,600	$5,200	$0
Vermont	$15,600	$5,200	$0
Virginia	$15,600	$5,200	$0
Colorado	$15,900	$5,300	$0
New Hampshire	$15,900	$5,300	$0
Oregon	$15,900	$5,300	$0
Maryland	$16,500	$5,500	$0
Rhode Island	$16,650	$5,550	$0
Washington	$16,650	$5,550	$0
Connecticut	$18,000	$6,000	$0
New Jersey	$18,000	$6,000	$0
California	$19,800	$6,600	$0
Massachusetts	$19,950	$6,650	$0
Alaska	$20,250	$6,750	$0
New York	$20,250	$6,750	$0
Hawaii	$20,700	$6,900	$0

常见问题

没有保险时试管婴儿（体外受精）费用是多少？

在美国，试管婴儿（体外受精）无保险的平均费用为 $15,000。各州费用差异较大。

保险是否覆盖试管婴儿（体外受精）？

大多数医疗保险计划在医疗需要时覆盖试管婴儿（体外受精）。有保险时，平均自付费用为 $5,000。

Medicare 是否覆盖试管婴儿（体外受精）？

Medicare Part B 通常在医生开具处方后覆盖试管婴儿（体外受精）。Medicare 批准的平均金额为 $0。