How Much Does Continuing Care Retirement Community (CCRC) Cost in Massachusetts?
The average cost of continuing care retirement community (ccrc) in Massachusetts is $4,830/mo ($57,960/yr), which is 38.0% above the national average.
Monthly Cost
$4,830/mo
Annual Cost
$57,960/yr
National Average
$3,500/mo
Cost by City
| City | Monthly Cost | Annual Cost | Difference |
|---|---|---|---|
| Boston | $5,120/mo | $61,440/yr | +6.0% |
| Cambridge | $5,023/mo | $60,276/yr | +4.0% |
| Worcester | $4,637/mo | $55,644/yr | -4.0% |
Nearby States
Medicaid Coverage — Massachusetts
Medicaid not accepted Massachusetts has limited Medicaid coverage for continuing care retirement community (ccrc) services.
- Check with your state Medicaid office for current coverage options.
- Consider long-term care insurance or veterans benefits as alternatives.
- Some facilities offer sliding-scale fees based on ability to pay.
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.