How Much Does Continuing Care Retirement Community (CCRC) Cost?
Continuing Care Retirement Communities (CCRCs) offer a full continuum of care from independent living to assisted living to skilled nursing, all in one campus. Residents typically pay an entrance fee plus monthly charges for housing, services, and future healthcare needs.
Monthly Cost
$3,500/mo
Annual Cost
$42,000/yr
Year-over-Year Change
+3.5%
Cost by State
| State | Monthly Cost | Annual Cost | Medicaid |
|---|---|---|---|
| Mississippi | $2,450/mo | $29,400/yr | Medicaid not accepted |
| Arkansas | $2,555/mo | $30,660/yr | Medicaid not accepted |
| Oklahoma | $2,625/mo | $31,500/yr | Medicaid not accepted |
| Alabama | $2,730/mo | $32,760/yr | Medicaid not accepted |
| Louisiana | $2,730/mo | $32,760/yr | Medicaid not accepted |
| West Virginia | $2,800/mo | $33,600/yr | Medicaid not accepted |
| Missouri | $2,870/mo | $34,440/yr | Medicaid not accepted |
| South Carolina | $2,905/mo | $34,860/yr | Medicaid not accepted |
| Tennessee | $2,940/mo | $35,280/yr | Medicaid not accepted |
| Kansas | $2,975/mo | $35,700/yr | Medicaid not accepted |
| Kentucky | $2,975/mo | $35,700/yr | Medicaid not accepted |
| Iowa | $3,010/mo | $36,120/yr | Medicaid not accepted |
| Georgia | $3,080/mo | $36,960/yr | Medicaid not accepted |
| Nebraska | $3,080/mo | $36,960/yr | Medicaid not accepted |
| New Mexico | $3,080/mo | $36,960/yr | Medicaid not accepted |
| South Dakota | $3,080/mo | $36,960/yr | Medicaid not accepted |
| Indiana | $3,150/mo | $37,800/yr | Medicaid not accepted |
| Ohio | $3,150/mo | $37,800/yr | Medicaid not accepted |
| Utah | $3,150/mo | $37,800/yr | Medicaid not accepted |
| Idaho | $3,220/mo | $38,640/yr | Medicaid not accepted |
| North Carolina | $3,220/mo | $38,640/yr | Medicaid not accepted |
| Arizona | $3,325/mo | $39,900/yr | Medicaid not accepted |
| Texas | $3,325/mo | $39,900/yr | Medicaid not accepted |
| Wyoming | $3,325/mo | $39,900/yr | Medicaid not accepted |
| Montana | $3,360/mo | $40,320/yr | Medicaid not accepted |
| Michigan | $3,430/mo | $41,160/yr | Medicaid not accepted |
| North Dakota | $3,430/mo | $41,160/yr | Medicaid not accepted |
| Wisconsin | $3,430/mo | $41,160/yr | Medicaid not accepted |
| Virginia | $3,500/mo | $42,000/yr | Medicaid not accepted |
| Florida | $3,570/mo | $42,840/yr | Medicaid not accepted |
| Nevada | $3,570/mo | $42,840/yr | Medicaid not accepted |
| Colorado | $3,675/mo | $44,100/yr | Medicaid not accepted |
| Pennsylvania | $3,675/mo | $44,100/yr | Medicaid not accepted |
| Minnesota | $3,710/mo | $44,520/yr | Medicaid not accepted |
| Illinois | $3,745/mo | $44,940/yr | Medicaid not accepted |
| Delaware | $3,780/mo | $45,360/yr | Medicaid not accepted |
| Maine | $3,850/mo | $46,200/yr | Medicaid not accepted |
| Oregon | $3,850/mo | $46,200/yr | Medicaid not accepted |
| Vermont | $3,920/mo | $47,040/yr | Medicaid not accepted |
| Maryland | $4,025/mo | $48,300/yr | Medicaid not accepted |
| Rhode Island | $4,025/mo | $48,300/yr | Medicaid not accepted |
| Washington | $4,025/mo | $48,300/yr | Medicaid not accepted |
| New Hampshire | $4,130/mo | $49,560/yr | Medicaid not accepted |
| New Jersey | $4,375/mo | $52,500/yr | Medicaid not accepted |
| Connecticut | $4,550/mo | $54,600/yr | Medicaid not accepted |
| California | $4,725/mo | $56,700/yr | Medicaid not accepted |
| Massachusetts | $4,830/mo | $57,960/yr | Medicaid not accepted |
| Alaska | $4,900/mo | $58,800/yr | Medicaid not accepted |
| New York | $4,900/mo | $58,800/yr | Medicaid not accepted |
| Hawaii | $5,075/mo | $60,900/yr | Medicaid not accepted |
Frequently Asked Questions
How much does continuing care retirement community (ccrc) cost without insurance?
The national average cost of continuing care retirement community (ccrc) is $3,500/mo ($42,000/yr). Costs vary significantly by state.
Does Medicare cover continuing care retirement community (ccrc)?
Medicaid is the primary payer for continuing care retirement community (ccrc) in most states. Eligibility requirements and coverage levels vary by state.
How much has continuing care retirement community (ccrc) cost increased?
Continuing Care Retirement Community (CCRC) costs have increased by 3.5% year-over-year. This trend reflects rising labor costs, inflation, and increased demand.
Does Medicare cover continuing care retirement community (ccrc)?
Medicare provides limited coverage for continuing care retirement community (ccrc). Medicare may cover short-term skilled nursing care but does not typically cover long-term custodial care.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.