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How Much Does Continuing Care Retirement Community (CCRC) Cost?

Continuing Care Retirement Communities (CCRCs) offer a full continuum of care from independent living to assisted living to skilled nursing, all in one campus. Residents typically pay an entrance fee plus monthly charges for housing, services, and future healthcare needs.

Monthly Cost

$3,500/mo

Annual Cost

$42,000/yr

Year-over-Year Change

+3.5%

Cost by State

State Monthly Cost Annual Cost Medicaid
Mississippi $2,450/mo $29,400/yr Medicaid not accepted
Arkansas $2,555/mo $30,660/yr Medicaid not accepted
Oklahoma $2,625/mo $31,500/yr Medicaid not accepted
Alabama $2,730/mo $32,760/yr Medicaid not accepted
Louisiana $2,730/mo $32,760/yr Medicaid not accepted
West Virginia $2,800/mo $33,600/yr Medicaid not accepted
Missouri $2,870/mo $34,440/yr Medicaid not accepted
South Carolina $2,905/mo $34,860/yr Medicaid not accepted
Tennessee $2,940/mo $35,280/yr Medicaid not accepted
Kansas $2,975/mo $35,700/yr Medicaid not accepted
Kentucky $2,975/mo $35,700/yr Medicaid not accepted
Iowa $3,010/mo $36,120/yr Medicaid not accepted
Georgia $3,080/mo $36,960/yr Medicaid not accepted
Nebraska $3,080/mo $36,960/yr Medicaid not accepted
New Mexico $3,080/mo $36,960/yr Medicaid not accepted
South Dakota $3,080/mo $36,960/yr Medicaid not accepted
Indiana $3,150/mo $37,800/yr Medicaid not accepted
Ohio $3,150/mo $37,800/yr Medicaid not accepted
Utah $3,150/mo $37,800/yr Medicaid not accepted
Idaho $3,220/mo $38,640/yr Medicaid not accepted
North Carolina $3,220/mo $38,640/yr Medicaid not accepted
Arizona $3,325/mo $39,900/yr Medicaid not accepted
Texas $3,325/mo $39,900/yr Medicaid not accepted
Wyoming $3,325/mo $39,900/yr Medicaid not accepted
Montana $3,360/mo $40,320/yr Medicaid not accepted
Michigan $3,430/mo $41,160/yr Medicaid not accepted
North Dakota $3,430/mo $41,160/yr Medicaid not accepted
Wisconsin $3,430/mo $41,160/yr Medicaid not accepted
Virginia $3,500/mo $42,000/yr Medicaid not accepted
Florida $3,570/mo $42,840/yr Medicaid not accepted
Nevada $3,570/mo $42,840/yr Medicaid not accepted
Colorado $3,675/mo $44,100/yr Medicaid not accepted
Pennsylvania $3,675/mo $44,100/yr Medicaid not accepted
Minnesota $3,710/mo $44,520/yr Medicaid not accepted
Illinois $3,745/mo $44,940/yr Medicaid not accepted
Delaware $3,780/mo $45,360/yr Medicaid not accepted
Maine $3,850/mo $46,200/yr Medicaid not accepted
Oregon $3,850/mo $46,200/yr Medicaid not accepted
Vermont $3,920/mo $47,040/yr Medicaid not accepted
Maryland $4,025/mo $48,300/yr Medicaid not accepted
Rhode Island $4,025/mo $48,300/yr Medicaid not accepted
Washington $4,025/mo $48,300/yr Medicaid not accepted
New Hampshire $4,130/mo $49,560/yr Medicaid not accepted
New Jersey $4,375/mo $52,500/yr Medicaid not accepted
Connecticut $4,550/mo $54,600/yr Medicaid not accepted
California $4,725/mo $56,700/yr Medicaid not accepted
Massachusetts $4,830/mo $57,960/yr Medicaid not accepted
Alaska $4,900/mo $58,800/yr Medicaid not accepted
New York $4,900/mo $58,800/yr Medicaid not accepted
Hawaii $5,075/mo $60,900/yr Medicaid not accepted

Frequently Asked Questions

How much does continuing care retirement community (ccrc) cost without insurance?

The national average cost of continuing care retirement community (ccrc) is $3,500/mo ($42,000/yr). Costs vary significantly by state.

Does Medicare cover continuing care retirement community (ccrc)?

Medicaid is the primary payer for continuing care retirement community (ccrc) in most states. Eligibility requirements and coverage levels vary by state.

How much has continuing care retirement community (ccrc) cost increased?

Continuing Care Retirement Community (CCRC) costs have increased by 3.5% year-over-year. This trend reflects rising labor costs, inflation, and increased demand.

Does Medicare cover continuing care retirement community (ccrc)?

Medicare provides limited coverage for continuing care retirement community (ccrc). Medicare may cover short-term skilled nursing care but does not typically cover long-term custodial care.

Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.