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超声心动图费用是多少?

An echocardiogram uses ultrasound waves to create images of the heart's structure and function. It helps diagnose heart valve problems, heart failure, congenital heart defects, and other cardiac conditions.

无保险

$2,000

有保险

$350

Medicare

$300

全国平均

$1,500

Elena Bellini By Elena Bellini, MPH, Health Policy & Management · Last reviewed 2026-04-21 · Sources: CMS Medicare Provider Utilization and Payment Data 2025 · Methodology · Editorial standards

概览

An echocardiogram is a noninvasive ultrasound of the heart that shows the chambers, valves, pericardium, and blood flow in real time. Most transthoracic studies (TTE) take 30 to 45 minutes, are painless, and use no ionizing radiation. A cardiologist later interprets the images and issues a report. Several variants exist and each carries its own price: a standard TTE, a stress echo (combined with a treadmill or pharmacologic stressor), a transesophageal echo (TEE, done with sedation and a probe in the esophagus), and Doppler-only studies. Because the technical component (sonographer plus machine) and the professional component (physician interpretation) are billed separately, echocardiograms often generate two line items on your explanation of benefits. Site of service is a major cost driver — the same TTE can cost two to three times more in a hospital outpatient department than at an independent cardiology office.

影响费用的因素

  • Type of study: a basic transthoracic echo is the least expensive; stress echo, TEE, and 3D echocardiography carry substantially higher charges.
  • Site of service: hospital outpatient departments add a facility fee that independent cardiology clinics do not; this gap alone can double the bill.
  • Technical vs professional fee split: the sonographer-performed scan and the cardiologist's read are billed separately and can land on different EOBs.
  • Doppler and contrast add-ons: color Doppler, spectral Doppler, and ultrasound contrast agents are billed with additional CPT codes.
  • Stress component: adding treadmill exercise or pharmacologic stress (dobutamine, regadenoson) layers in drug, supervision, and monitoring charges.
  • In-network vs out-of-network cardiology group: the reading cardiologist is sometimes contracted separately from the facility, creating a surprise out-of-network bill risk.

省钱攻略

  • Ask your cardiologist whether an office-based echo at an independent practice is appropriate instead of the hospital outpatient lab.
  • Confirm prior authorization is on file for stress echo and TEE — commercial plans frequently require it and can deny unauthorized claims entirely.
  • Request the Good Faith Estimate if you are self-pay; cash prices are often well below the hospital chargemaster.
  • Verify that both the facility and the interpreting cardiologist are in-network to avoid a separate out-of-network read charge.
  • Ask whether a simpler test (resting EKG, Holter monitor) could answer the clinical question first before a full echo is ordered.
  • Use an HSA or FSA to pay any coinsurance with pre-tax dollars if you have a qualifying high-deductible plan.

保险及承保说明

Medicare Part B and most commercial plans cover echocardiograms when they are medically necessary — typically ordered to evaluate chest pain, heart murmur, shortness of breath, suspected valve disease, or heart failure. Commercial insurers increasingly require prior authorization for stress echo and TEE through a cardiology benefit manager. Under Medicare, patients owe 20% coinsurance after the Part B deductible; commercial cost-sharing usually runs 10–30%. Routine screening echocardiograms (in asymptomatic patients) are generally not covered. Medicare Advantage plans may require step therapy or prior authorization where traditional Medicare does not, so always confirm the coverage pathway before scheduling.

Data sources for this page

Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:

  • CMS Medicare Provider Utilization and Payment Data 2025 — primary CMS reference used as the Medicare-rate anchor.
  • Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
  • Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
  • State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).

Last reviewed 2026-04-21. See editorial standards for our fact-checking process and correction policy.

超声心动图 cost by state — without insurance
Lower third Middle third Upper third National average ($2,000)
Hawaii $2,760 Alaska $2,700 New York $2,700 Massachusetts $2,660 California $2,640 Connecticut $2,400 New Jersey $2,400 Rhode Island $2,220 Washington $2,220 Maryland $2,200 Colorado $2,120 New Hampshire $2,120 Oregon $2,120 Delaware $2,080 Nevada $2,080 Vermont $2,080 Virginia $2,080 Illinois $2,060 Pennsylvania $2,060 Florida $2,020 Minnesota $2,020 Maine $1,980 Texas $1,980 Arizona $1,960 Ohio $1,960 Wisconsin $1,960 Michigan $1,900 Montana $1,900 Georgia $1,880 North Carolina $1,880 Indiana $1,860 Missouri $1,860 Utah $1,860 Wyoming $1,860 Idaho $1,800 Nebraska $1,800 Tennessee $1,800 Kansas $1,780 North Dakota $1,780 Iowa $1,760 New Mexico $1,760 South Carolina $1,760 South Dakota $1,760 Louisiana $1,720 Kentucky $1,700 Alabama $1,560 Oklahoma $1,560 Arkansas $1,500 West Virginia $1,500 Mississippi $1,440

Range: $1,440 to $2,760 · 50 states shown

各州费用

无保险 有保险 Medicare
Mississippi $1,440 $252 $216
Arkansas $1,500 $263 $225
West Virginia $1,500 $263 $225
Alabama $1,560 $273 $234
Oklahoma $1,560 $273 $234
Kentucky $1,700 $298 $255
Louisiana $1,720 $301 $258
Iowa $1,760 $308 $264
New Mexico $1,760 $308 $264
South Carolina $1,760 $308 $264
South Dakota $1,760 $308 $264
Kansas $1,780 $312 $267
North Dakota $1,780 $312 $267
Idaho $1,800 $315 $270
Nebraska $1,800 $315 $270
Tennessee $1,800 $315 $270
Indiana $1,860 $326 $279
Missouri $1,860 $326 $279
Utah $1,860 $326 $279
Wyoming $1,860 $326 $279
Georgia $1,880 $329 $282
North Carolina $1,880 $329 $282
Michigan $1,900 $333 $285
Montana $1,900 $333 $285
Arizona $1,960 $343 $294
Ohio $1,960 $343 $294
Wisconsin $1,960 $343 $294
Maine $1,980 $347 $297
Texas $1,980 $347 $297
Florida $2,020 $354 $303
Minnesota $2,020 $354 $303
Illinois $2,060 $361 $309
Pennsylvania $2,060 $361 $309
Delaware $2,080 $364 $312
Nevada $2,080 $364 $312
Vermont $2,080 $364 $312
Virginia $2,080 $364 $312
Colorado $2,120 $371 $318
New Hampshire $2,120 $371 $318
Oregon $2,120 $371 $318
Maryland $2,200 $385 $330
Rhode Island $2,220 $389 $333
Washington $2,220 $389 $333
Connecticut $2,400 $420 $360
New Jersey $2,400 $420 $360
California $2,640 $462 $396
Massachusetts $2,660 $466 $399
Alaska $2,700 $473 $405
New York $2,700 $473 $405
Hawaii $2,760 $483 $414

常见问题

没有保险时超声心动图费用是多少?

在美国,超声心动图无保险的平均费用为 $2,000。各州费用差异较大。

保险是否覆盖超声心动图?

大多数医疗保险计划在医疗需要时覆盖超声心动图。有保险时,平均自付费用为 $350。

Medicare 是否覆盖超声心动图?

Medicare Part B 通常在医生开具处方后覆盖超声心动图。Medicare 批准的平均金额为 $300。

由 Elena Bellini 审核 · 最后审核:2026-04-21

数据来源:CMS Medicare Provider Utilization and Payment Data 2025。最后更新:2026-03-01。本信息仅供教育参考,不构成医疗建议。 本网站仅供参考,不构成医疗建议。请始终咨询合格的医疗专业人士。